The Benefits

Leasing can play a role for all types of business, the benefits for some can be greater that those shown below. Key is the fact that leasing can protect your cash and enable you to grow and develop

Use of Equipment Leasing - no business pays its employees in advance: they pay people as they contribute. It should be no different with a contributing asset like business equipment. Leasing enables you to pay as you use it.

Fixed Payments - monthly payments are generally fixed for the entire term of the lease. This is a distinct advantage in times when many financing transactions have floating rates. Knowing in advance what your payments will be enables you to budget and manage equipment dollars for a long time.

Longer Terms - many banks only lend money short term, usually 12 to 36 months, with  Hilton Charles Lease Facilities the term can be as long as 60 months, and in some cases even longer.
 
Protection from Obsolescence - today's equipment is technologically obsolete much quicker than before, due to developmental advances. This is especially true with computers.

No Down Payment - most traditional financing options require a sizable down payment.

100% Financing - traditional methods of financing usually do not include "soft costs" such as installation and freight. JRK Leasing lease transactions include both of these thereby allowing you to finance the total package.

Flexible Payments - Hilton Charles finds ways to structure lease transactions to fit the needs of our customers. This gives you the opportunity to make the most of lease structuring variables as to the number and amount of advance payments, purchase options and seasonal payments.

Simpler Than Bank Loans - our lease facilities and procedures are specially designed to take the red tape out of financing capital equipment for business.
Cash Flow is King - because of the sizable cash outlay involved in purchasing new equipment, many businesses lease to conserve capital. Money that could be used to buy inventory, advertising, and hire additional personnel are better spent rather than purchasing equipment that is worth less as time passes. If you are in a business where you have important alternative uses for cash on hand, leasing always wins out in the "lease vs. buy" analysis.

Easier Cash flow Forecasting - leasing, which is simply £'s per month financing, helps an equipment user fit a monthly payment into their budget. Because payments are fixed, users can continue to intelligently budget for the future.

Tax Benefits - just as businesses have done for years, a lessee can usually deduct their monthly lease payments as an operating expense. This clearly reduces the net cost of the lease. It's always best to talk to your tax accountant first; however, leasing is generally advantageous to most businesses.

Additional Lines of Credit - when equipment is purchased with borrowed funds, credit lines with a lender are reduced. When equipment is leased, a business has, in fact, established an additional line of credit with its funding source.

Positive Cash Flow - an equipment lease can generate positive cash flow to respond to new business opportunities. The profits generated from the productivity of the equipment are usually greater than the lease payment

To discuss the specific benefits for your business please call us on Lytham St Annes (01253) 789 444